Financial Privacy Notice (GLBA)

FACTSWHAT DOES MILLI DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income; account balances and transaction history; payout history and payment history; employment and independent work information; and account and routing numbers obtained through connected accounts. When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Milli chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Milli share?	Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

To limit our sharing	Milli does not engage in any sharing that federal law allows you to limit. You may still opt out of receiving marketing communications from Milli at any time by using the unsubscribe link in any email, changing your notification settings in the app, or contacting support@drivemilli.com.
Questions?	Email support@drivemilli.com or call (888) 645-5114, Monday through Friday, 9AM to 6PM ET.

Who We Are

Who is providing this notice?

Milli, a financial technology company and tax preparation platform providing tax preparation, tax reserve, mileage, expense, financial insight, and related services to independent workers.

What We Do

How does Milli protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including the FTC Safeguards Rule. These measures include computer safeguards, secured files and buildings, encryption of data in transit and at rest, multi-factor authentication, and access limited to authorized personnel with a business need. See our Data Security Policy.
How does Milli collect my personal information?	We collect your personal information, for example, when you open an account or provide account information; connect a bank, payroll, or gig-platform account; give us your income information or tax profile; pay your bills or make a payment; or use the Milli Elite Card. We also collect your personal information from others, such as Plaid and other data aggregators you authorize, identity verification providers, and our financial services partners.
Why can't I limit all sharing?	Federal law gives you the right to limit only (1) sharing for affiliates' everyday business purposes, information about your creditworthiness; (2) affiliates from using your information to market to you; and (3) sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See our California Privacy Rights Notice.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Milli has no affiliates that receive your information.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with for our everyday business purposes include: Plaid Inc. (account connectivity); identity verification providers; the bank that issues the Milli Elite Card and its card processor; payment processors; investment partners when you enroll; cloud hosting and security providers; and Apple and Google for app distribution and billing. Milli does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Milli does not jointly market.

Other Important Information

Tax return information: Tax return information is also protected by Internal Revenue Code section 7216. Milli will not use or disclose it beyond preparing and filing your return without your separate, written consent where required.

Vermont residents: We will not share information about your creditworthiness with affiliates, and will not share your personal information with nonaffiliates except as permitted by Vermont law, without your authorization.

California residents: We will not share personal information with nonaffiliates except as permitted by the California Financial Information Privacy Act.

Nevada residents: Nevada law requires us to disclose that you may request to be placed on our internal "do not call" list by contacting us. For more information, contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 100 N. Carson St., Carson City, NV 89701; (702) 486-3132; ag.nv.gov.

This notice is provided at account opening and annually where required, and is always available at drivemilli.com/glba-privacy-notice.